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India Impulse
18 guides

Money, tax & banking

Filing your ITR, the old and new tax regimes, TDS and Form 26AS, UPI and bank accounts, EPF and PF withdrawal, and CIBIL scores.

What to do if your bank account is frozenMost frozen accounts in India belong to people who are not accused of anything. Find out which police unit ordered it, why a lien …16 minverified 2026-08-06
How to check and improve your credit scoreFour bureaus, one free full report a year from each by RBI rule, and a dispute process that costs nothing. What actually moves the…9 minverified 2026-07-31
How to claim a TDS refundTDS is deducted at a flat rate against a liability that is not flat, so refunds are normal. The refund only arrives if you file a …12 minverified 2026-08-05
How to close a bank account after a deathWhere a nominee or survivor exists, the bank must pay without a succession certificate whatever the amount. What to do when neithe…12 minverified 2026-08-05
How to complain about your bankThe Ombudsman is free, binding on the bank and largely unused. What you must do first, the one-year clock that quietly expires, an…12 minverified 2026-08-04
How to file a cheque bounce caseA bounced cheque only becomes a criminal case if you send the demand notice inside the statutory window. Miss it and the offence n…12 minverified 2026-08-05
How to file your income tax returnFiling is free on the government portal, takes under an hour for a salaried person, and the return is now largely pre-filled. What…10 minverified 2026-07-31
How to open a demat accountYou need three accounts, not one, and the paperwork you sign at opening decides how much control your broker has over your holding…12 minverified 2026-08-04
How to open a PPF accountPPF is one account per person, one annual cap across all of them, and one deposit date that decides your interest. The opening pro…12 minverified 2026-08-04
How to open an NPS accountNPS is cheap, well regulated and structurally sound — and it forces most of your corpus into an annuity you cannot undo. How to op…13 minverified 2026-08-04
How to register for GSTRegistration is free, online and PAN-based — but it is also state-wise, sometimes compulsory below the turnover threshold, and ver…12 minverified 2026-08-04
Resetting your income tax e-filing passwordThe e-Filing portal offers six ways back into a locked account, and it only shows you the ones your profile is configured for. Thi…14 minverified 2026-08-06
What to do when you get an income tax noticeMost income tax communications are automated comparisons, not accusations. Authenticate the notice against its Document Identifica…15 minverified 2026-08-06
Money debited but the transaction failedThe Reserve Bank fixes a reversal deadline for every payment channel and ₹100 a day compensation when a bank misses it — payable w…15 minverified 2026-08-06
How to recover money sent to the wrong UPI IDA successful UPI payment to the wrong person is not a failed transaction and nobody can pull it back for you. The app, the bank, N…15 minverified 2026-08-06
Old vs new tax regime: which is better?The new regime has lower rates and almost no deductions. The old regime has higher rates and lets you subtract a great deal. Which…9 minverified 2026-07-31
How to find unclaimed bank deposits and investmentsMoney you stopped watching does not vanish — it moves to a register. Where bank balances, shares, dividends, mutual fund folios an…15 minverified 2026-08-06
Understanding your salary slipCTC is not salary. Basic drives PF, gratuity and HRA all at once. What every line on the payslip means, why your in-hand is so muc…9 minverified 2026-07-31
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